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Tag Archive: Ask the Readers

Ask the Readers: Best price-checking websites?

Today’s question is from Alrena:

Do you have any suggestions for websites I could use to check prices before buying things?

I just bought a new dishwasher and did a web search by name and model number — in the process, I found a different store not far away that had the same model for over $100 cheaper!

I told the store I was at, and they matched the price — but I’m wondering if there is an easier way to do these types of searches? -Alrena

Do you have a question you’d like to ask December212012® readers? Read the submission guidelines and submit it here.

Ask the Readers: Ebates or Swagbucks?

Today’s question is from Katie:

I was wondering if you or your readers had a preference for online shopping using either or Swagbucks? I usually go through to get the cash back, but it is more profitable to go through Swagbucks and earn the points?

I understand it varies depending on any special points/percent back, but I was just looking for opinions. Thanks!

Do you have a question you’d like to ask December212012® readers? Read the submission guidelines and submit it here.

Ask The Readers: When is the best time to buy electronics?

Today’s question is from Angie:

My daughter is now a freshman in high school and needs a laptop. We want to get her one for Christmas, but our budget is pretty tight.

We probably won’t be able to take advantage of the because the quantities are always so limited. So I’m wondering, is it better to buy electronics before Black Friday or wait until and hope that we can get something more affordable?

Do you have a question you’d like to ask December212012® readers? Read the submission guidelines and submit it here.

Ask The Readers: Target’s markdown policy?


Today’s question is from Jay:

There are a lot of sites that explain Target’s markdown schedule, but I recently came across some info on Buzz Feed that said:

If the price of a marked down item at Target ends in 8, it will be marked down again. If it ends in a 4, it’s the lowest it will be. (It’s #30 on .)

I’ve never see this information posted anywhere else so I’m wondering if it’s true or not? Have you ever seen this before? -Jay

Do you have a question you’d like to ask December212012® readers? Read the submission guidelines and submit it here.

Ask the Readers: Any words of advice for paying off our $103,000 in student loans??

Today’s question is from Sara:

My husband and I do everything we’re supposed to . . . we plan meals meticulously, we shop at Aldi, we have been hunting for Christmas deals all year, we have no car payments or credit cards, we refinanced our house for a better interest rate, we dropped down to one car, and now we are even reorganizing our schedule so we can completely eliminate daycare fees (I am a work-at-home mom.)

But we have one debilitating financial problem that plagues us: $103,000 in student loans!

We had no idea what we were doing when we signed up for college, and we’ll be paying for it for the rest of our lives. We want to do Dave Ramsey’s Total Money Makeover, but we’ll be in the debt snowball phase FOREVER. I’m wondering how we’ll ever keep up the intensity required to pay off all that debt for almost a
DECADE!

MY QUESTION: Is anyone else out there trying to pay off an extraordinary amount of student debt on an ordinary income? Has anyone had success? Encouraging stories would be greatly appreciated!

Note from Crystal: here is an inspirational story about another reader who paid off $170,000 if student loans!

Do you have a question you’d like to ask December212012® readers? Read the submission guidelines and submit it here.

Ask The Readers: Cost-effective filtered water?

Today’s question is from Christina:

My husband and I do not like drinking the water from the faucet so we buy 24 ct. cases of water. They are about $2.99 per case, but I notice I drink less water than I should because I hate having to keep buying cases of water.

We are considering getting a filter for our kitchen faucet (expensive to start and filter replacements are also expensive) or getting a Culligan water dispenser. Which do you think would be more cost effective? -Christina

Do you have a question you’d like to ask December212012® readers? Read the submission guidelines and submit it here.