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Category: Earning & Managing Money

My Favorite Cute Summer Tops for Women (all from Amazon!)

Looking for some cute summer tops for women that are inexpensive and durable? Here are 3 of my favorite summer tops from Amazon that I have worn over and over again in the last year!

3 Cute Summer Tops From Amazon

As you likely well know, I love finding great clothing deals at great prices on Amazon. And I love sharing those great finds with you all!

In today’s post, I want to share 3 summer tops for women I purchased from Amazon and absolutely love! All of these have held up well to multiple washings, are very comfortable, are inexpensively priced, and fit well.

This post may contain affiliate links. Read my disclosure policy here.

1.

These tees come in a two-pack for $18.50 shipped (Less than $10 each shipped!) and they are some of my favorite v-neck tees! They are soft, fit well, but aren’t too tight.

You can wear them tucked in or left out. I prefer to tuck them in and wear them with a belt or to do a half tuck.

I got the navy/turquoise set (see the two pictures above). This particular set is currently out of stock, but they have a lot of other colors available in this same style and price.

I adore and usually always wear it at least once a week! It’s lightweight, soft, and so comfortable.

You can wear it untucked for a casual look, tucked in for a more tailored look, or with a cardigan or jacket.

Many of say that it runs small. I have on a small here and that’s the size I usually wear. It’s possible that some of the larger sizes aren’t as true to size.

The only drawback of is that Amazon doesn’t offer free returns on it and it’s $14.97 + $4.99 shipping.

 

that I wear almost weekly! And it’s just $15.99 shipped or less (depending upon what size and pattern you choose).

It comes in a number of .

One thing I wanted to mention is that some of you have ordered this and some of you said your shirt was a bit darker than mine was and you felt like the material looked different than mine does.

The good news? , so if you order it and don’t like it, you can easily return it — completely free (Amazon will email you a shipping label to return it).

Note: Many of you asked about the shirt I have on underneath this tank. It’s and I really love it for halter top tanks!

How to Search for Clothes on Amazon

Be willing to dig. It’s not always easy to find what you’re looking for at first. Sometimes, you have to put in specific search terms to find exactly what you’re looking for. Don’t give up within a few tries; it’s probably there if you’re willing to dig!

Use as specific of search terms as possible. If you know a brand name and specific type of what you’re looking for, be sure to include those details in the search terms. Amazon carries a LOT of brands and you might be surprised what you find and the prices they are offering.

Look at the related searches. If you find an item you love, be sure to scroll down on the page to see the “Related Searches” items + the “People Who Bought This Also Bought” selections. In both cases, I’ll often find some great options there that I might not have found just by searching.

What To Check For Before Making a Purchase

Check if they offer free returns. Many clothing items on Amazon offer free returns. This means that if you don’t like the item for any reason, you can go on Amazon and request to return it. They’ll send you a free shipping label so you can return it and get your money back.

Read the reviews. I learn so much by looking at the reviews. You can often also see pictures of the actual item on someone. This is really helpful!

Always check the shipping price. Many clothes ship free to Amazon Prime members. Make sure you check the shipping price before falling in love with something — because sometimes it won’t be free and might be as high as $5-$6.

Look to see where something is made/ships from. Some of Amazon’s clothing ships from China and takes 4-6 weeks to arrive. Be aware of this when you are looking at items — especially if you are hoping to get them within in a few days.

Two other tops that didn’t make it to my top 3 list, but that I also love and wear often are the two above shirts:

  • (this one looks a tad different than the one I have on above but Amazon says it’s the one I have — it has free returns in case it shows up looking different!)
  • (comes in a number of different colors and is just $15.99!)

Other Places to Get Great Deals on Clothes

Your Closet — Don’t run out and get something new because “you have nothing to wear” without first checking your closet. There might be a dozen items in there you’ve not worn for awhile just because you forgot about them! Save yourself a trip to the store the money for new clothes by making sure you’re wearing what you already own!

Thrift Stores — Thrift stores are a gold mine of deals, if you have the patience to dig and look. Approach it like a treasure hunt, have strict guidelines for what you are looking for, and make sure

Swap Meets with Friends — Get your group of girlfriends together and have everyone bring what they no longer love, need, fit into, or wear and swap out clothes. This is a fun way to freshen up your closet — for free!

TJ Maxx — I’ve found lots of great deals at TJ Maxx over the years. You never know quite what you’ll find, but it’s a great place to find deals on basics like camis, socks, scarves, and workout clothes.

Target — Target often releases great coupons through their cartwheel app that can be paired with items from the Clearance Racks. This can make for great deals!

 — This is an online daily deal site that has lots of sales on ladies’ clothing. If you like certain name brands like Under Armor or Tom’s, check out this site for their regular sales. Note: The shipping tends to be high on this site and it takes quite awhile for you to receive your items in the mail.

What are YOUR best tips for finding great deals on clothes? I’d love to hear!

Other Related Links:

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This post may contain affiliate links. Read my disclosure policy here.

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Paying Off Debt On One Income

Have you struggled with paying off debt — especially if you’re living on one income? These are some great tips and tricks on how to pay off debt in creative ways!

{Need more encouragement? Read about finding contentment in the pit of debt, what to do when it feels like you’ll never get out of debt, how to overcome discouragement when you’re in debt, and how to stay motivated when you’re paying off debt.}

paying off debt on one income

Guest post from Ali of :

Debt is a killer. Unfortunately, our family has lots of it.

We did a lot of things wrong our first few years of paying off debt… but this past year, we were able to pay off $32,000 (in addition to our mortgage payments), and it feels so good!

How we got all that debt…

Graduate school! The majority of our debt is student loans.

We floundered a bit our first year or two after graduation, making minimum payments and telling ourselves it would all work out somehow.

After a year of minimum payments, our debt was even higher as we couldn’t even keep up with the interest.

We buckled down, made a plan and wrote up a budget.

If you’re feeling overwhelmed by debt follow these tips to become debt free on a one income!

Why We Decided to be a One-Income Family:

I want to be a stay at home mom.

I had a degree and a job, but once our daughter was born, I knew where I wanted to be.

After moving across the country for graduate school, we had no family to watch our baby and childcare costs were so high that it just didn’t make sense for me to work anyway.

We are both happy with this decision and we have been able to reach our financial goals on one income and here’s how we did it.

How We Paid off $32,000 on ONE Income!

If you’re interested in how to pay off debt, here are some of the tactics we used to help pay down our massive sum of debt…

1. We Implemented a Zero-Sum Budget

You must have a budget. No way around this one. If you want to pay down your debt you have to tell your money exactly where to go.

A zero-sum budget is simple, your income – expenses = 0.

If you have any money left over at the end of the month you are not done. You must tell that money where to go.

All our leftover money went to our student loans.

2. We Prioritized Our Debt

Getting out of debt is our number one financial goal.

We wrote down all our money goals — ALL of them. Then we prioritized and dropped those that wouldn’t fit in this year. We placed our student loans at the top.

Sometimes when motivation started slipping we had to ask ourselves, would I rather go out to eat or be debt free?

With that as our goal, we were able to keep ourselves on track each and every month.

3. We Put Our Entire Tax Return Towards our Debt

We didn’t keep any of it — once that money came in, we threw it right at the debt!

4. We Used a Pay Raise to Increase Debt Payments

With our budget in place, we knew how much money we spent on things like groceries and utilities.

When my husband got a raise, the only numbers that changed were our debt payments and our savings.

5. We Put Any Bonuses Towards Deb Payments

Any time we got a bonus at work, we put ALL of it toward our debts.

6. We Canceled Subscriptions

When creating our budget, we had to make some sacrifices — subscriptions were one of the first things to go.

For instance, I had been getting HGTV magazine for years. It was hard to say goodbye; but now, a year later I don’t miss it at all. Similarly, this year, we’re dropping Netflix to see how much closer we can get to our goal.

7. We Skipped Vacations

We decided that we could have fun at home without a vacation. It was a tough decision but we saved hundreds of dollars by skipping the vacation this year.

Create a family bucket list full of free or cheap ideas instead of a family vacation this year (see below!)

8. We Found Free Family Events

Honestly, this one was one of our favorite “sacrifices”.

By looking for free events we got to know our community quite well and saw how much our own city has to offer.

Our local radio station has been a great resource for finding free events. We also checked with our local parks department, local schools, and we signed up for a community newsletter.

As a result, we’ve been to museums, zoos, and even got a family caricature done for free!

Take the time to look for free or cheap events and you won’t be disappointed.

9. We Sold Our Stuff Online

Chances are there are plenty of things in your house that you don’t use or even need.

Sell them online to make some extra money.

We did… and as a result, we were able to refill our emergency fund and free up some cash for more payments!

Final Thoughts on Paying Off Debt on a Single Income

The hardest part is staying motivated. It’s hard to see your money go to payment after payment. We had to regularly remind ourselves of our desire to be debt free to keep us going.

Now looking back, our year of paying off debt was actually a lot of fun — and SO worth it.

We made many sacrifices, we followed a strict budget, and we prioritized our debt. We worked hard and found lots of ways to save money too — and as a result, we paid off $32,000 in just ONE year, living on ONE income! I am forever grateful I get to stay home with my babies every day.

We’re still working on our debt, and hoping to do EVEN BETTER this year!

What are your best tips for how to pay off debt on one income?

Ali is a stay-at-home mom to three kids. She is mastering the art frugal living and helps stay at home moms learn how to control their finances while running a home. Read all about mom life and frugal living at

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This post may contain affiliate links. Read my disclosure policy here.

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5 Things You Should NOT Buy at Dollar Tree

Since you all loved my list of what NOT to buy at Aldi, I thought it’d be fun to put together a list of what NOT to buy at Dollar Tree!

What NOT to Buy at Dollar Tree

What You Shouldn’t Buy at Dollar Tree

Wondering what you shouldn’t buy at Dollar Tree? Well, I’ve got you covered in this post!

Now, before you think I’m here to disparage Dollar Tree, let me be clear: Dollar Tree is one of my favorite places to shop at. And I’m thrilled that I !

I mean, what’s not to love about Dollar Tree? Everything in the store is a dollar or less.

If you’re wondering what I think you should buy at Dollar Tree, be sure to check out my HUGE list of the best things to buy at Dollar Tree.

I go to the Dollar Tree for Valentine’s Day gifts. We have a family Christmas tradition where we all go to Dollar Tree and buy each other stocking stuffers! I even think it’s a great place to save money on groceries!

But just like any other store, there are definitely some things I think you should not purchase at Dollar Tree because they aren’t great deals. I put together a list of my top five things below:

(Psst! Did you see my list of 5 Things You Should Not Buy at Aldi?)

1. Cheap Plastic Toys

If you want to buy the cheap plastic toys, you totally can — especially if they will give your kids a lot of enjoyment. (Hey, if a cheap plastic toy for $1 will buy you 30 minutes of peace and quiet, I’m all for that!)

In full disclosure, we have totally have bought the games, puzzles, activity books many times over the years (especially for road trips). That said, we try to be careful that we’re not buying cheap toys that won’t work and are just going to break in a few minutes.

2. Boxes of Cereal

While they do have name brand cereals, they are small boxes and the price per ounce isn’t a great deal — especially compared to what you’d pay for cereal at Aldi.

mac and cheese at Dollar Tree

3. Mac & Cheese

I’ve told you that my kids are big fans of the boxed Mac & Cheese at Aldi — and it’s less than $0.50 per box! Also, there are often deals on Annie’s Mac & Cheese where you can get it for $1 per box or less!

Looking for a really delicious homemade mac & cheese recipe. I highly recommend this one.

4. Chips/Pretzels

If you don’t have a Kroger or Aldi, the prices on tortilla chips and pretzels could be a good deal for you, however, the packages are smaller than a typical bag of chips or pretzels at the grocery store.

For reference, most Aldi stores have larger bags of chips/pretzels for $1.19 and Kroger often larger bags of chips/pretzels on sale for $1.

towels at Dollar tree

5. Hand towels and wash cloths

Of all the things you can buy at Dollar Tree, hand towels and wash cloths are one of the few things I think you should never buy. Why? Because they are basically scratchy, non-absorbent rags.

I mean, if you want to buy them for rags, be my guest. But I think you’d be better off using leaves off your backyard trees than these “towels”. 🙂 Okay, that might be a little bit of an exaggeration, but still, just don’t buy these!

Instead, if you need to buy hand towels or wash cloths, wait until Kohl’s has a deal and coupon. Then, you’ll spend $1-2 per hand towel and wash cloth to buy something that actually works!

Do you agree with my list? Is there anything you would add to it? I’d love to hear!

Related Links:

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This post may contain affiliate links. Read my disclosure policy here.

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