(Note: This post was sponsored by Zondervan and contains affiliate links. Read our .)
For a lot of people, the thought of living on a budget or trying to be more frugal can feel overwhelming. There’s a good chance you already feel stretched thin by the demands of your job and your kids and your commitments… and you want to figure out how to live on less and get a better handle on your finances, but you just wish someone would give you some easy tips and tricks to get started.
Well, you’re in the right place, because today I’m going to give you three simple ways to start living a more frugal life right away. These ideas don’t require any extra training or special skills to implement — and they probably won’t take you any additional time!
1. Drink More Water
You all know I’m a big fan of water. It is not only FREE, but it’s also so good for you.
Instead of ordering a drink when you’re out at a restaurant, order water. This simple switch will mean that you stay more hydrated and experience the benefits of drinking more water, but it also means you’ll save quite a bit of money.
And if you can get in the habit of drinking water instead of soda or fancy coffee or other beverages most of the time, this one tip could save you a few hundred dollars (or more!) per year!
2. Shop Markdowns & Clearance Racks
When you’re at the grocery store, take a few minutes to check for reduced produce, meat, bread, and dairy. (Not all grocery stores offer this, but many do and you can find some incredible deals on staple items this way!)
When you’re out shopping for clothes or other items, always check the clearance racks fi
rst. I’ve learned to scan the store when I first walk in to find the sale racks. In most cases, that’s all I ever look at!
By buying the bulk of our purchases on sale or clearance, we’ve saved thousands of dollars over the years!
3. Search for a Coupon Code
Before you make an online purchase, always search for a coupon code. You can Google the site you’re purchasing from + “coupon code” OR, you can just go to a site like RetailMeNot.com to search their massive coupon database.
While it might not seem like 10% here or 25% there will make a difference, it adds up big time. Best of all,
for the time it takes to search for a coupon code (usually a minute or less!), your return on investment can be quite substantial! (Where else can you easily save or make a few dollars for just a minute’s worth of your time?!)
See how simple and painless those were? (Okay, you might not think that giving up soda is painless, but I didn’t say you had to completely give it up!)
I was blessed to be raised by parents who were very financially savvy. We always lived beneath our means, they were very careful with every purchase, and they paid off their mortgage when I was young and then we saved up to pay cash to build a house in the country.
Because of their wise examples, living frugally isn’t something that’s difficult for me; it’s something that comes pretty natural to me. My friend, , is the same way.
But both of us know that frugality isn’t something that comes natural to most people and very few people were blessed to have the upbringing that we did.
That’s why I started December212012.info — because I wanted to give practical tips and help you live on less than you make and be intentional with your money. It’s one of my passions to see families live in financial freedom and not carry around the constant stress of barely making ends meet (or of not having them meet at all!)
Erin has the same passion and that’s why she wrote the brand-new book,
is a gorgeous, hardcover book that is also compact enough to fit inside your purse. It’s super easy to take with you on-the-go when you have spare time to read.
This book is like a money-saving manual, and you can read it all at once or in spurts whenever you feel like it. You can skip around or read it all the way through.
It’s divided up into 8 categories that every family faces when it comes to living a life with financial margin and freedom (pictured below in the table of contents).
This book isn’t like most other financial books that can get quickly overwhelming. is packed with tons of short but meaty money-saving tips that can be implemented right away. Each tip comes with an action step to help you immediately apply the tip and see a real impact on your family’s budget — potentially saving you thousands of dollars each year!
No matter the state of your bank account, this book will give you hope, encouragement, and real-life, practical tips to curb spending, create more income, and practice gratitude and contentment in every area of your life.
What are some of YOUR favorite simple ways to save money — that don’t take extra time or know-how to implement? Share them in the comments!
Note: I know that some of you are not in a financial position to be able to purchase this book, but I don’t want that to keep you from being able to get your hands on a copy. So, if you truly cannot afford it and you are unable to get it from your library, I would like to buy a copy for you. Just shoot me an email (moneysavingmom @ gmail.com) with your address and I will order it for you.
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